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Financial

Compound Annual Growth Rate

Calculate the Compound Annual Growth Rate (CAGR), which shows the mean annual growth rate of an investment over a specified time period longer than one year.

Excel Formula

=(B2/A2)^(1/C2)-1

Step-by-Step Explanation

1

A2 is the beginning value

2

B2 is the ending value

3

C2 is the number of years

4

B2/A2 gives the total growth ratio

5

Raising to power (1/C2) finds the annual rate

6

Subtracting 1 converts from ratio to growth rate

Example

Start Value (A)End Value (B)Years (C)CAGR (D)
$10,000$19,500514.3%
$50,000$80,000316.96%

Result: Formula in D2: =(B2/A2)^(1/C2)-1 → 0.143 (14.3%)

Common Variations

CAGR as percentage

=((B2/A2)^(1/C2)-1)*100

Returns 14.3 instead of 0.143

With RATE function

=RATE(C2,,-A2,B2)

Uses Excel's built-in RATE function

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